#### Question:

Rowena has a $150,000 homeowner's insurance policy with a $1,000 deductible on her house. Her premium payment is $100 per month. If she makes a $5,000 claim on the policy in a given year, how much will she pay out of pocket in premiums and deductible that year?

A: $1,000

B: $1,200

C:$2,200

D:$4,000