# How much is homeowners insurance on a \$150 000 house

Posted By Admin @ September 03, 2022

#### Question:

Rowena has a \$150,000 homeowner's insurance policy with a \$1,000 deductible on her house. Her premium payment is \$100 per month. If she makes a \$5,000 claim on the policy in a given year, how much will she pay out of pocket in premiums and deductible that year?

A: \$1,000
B: \$1,200
C:\$2,200
D:\$4,000

I would say C. \$2200 because she pays \$100 per month for the insurance so \$100 x 12 = \$1200 so that is the cost per year for the premiums. If she has a \$5000 claim and has a \$1000 deductible then she will have to pay the first \$1000 of the \$5000 so \$1000 + \$1200= \$2200.

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