The correct answer is B) car payments are part of the Budget.
Buying a new car can create a financial challenge because car payments are part of the Budget.
Buying a new car must be a thoughtful decision. The person buying the new car needs to have the right amount of money or the appropriate income to be financial apt to cover the payment. This could represent a financial challenge if the person does not elaborate the Budget correctly. A good Budget contemplate the income with the expenses and let people know if they are able to decide if they have the money to purchase something or not.